Privacy Policy
(Data Protection and Information Handling Policy)
Effective Date: 01/02/2026
This Privacy Policy (“Policy”) describes how Credantium LLP, a Limited Liability Partnership incorporated under the Limited Liability Partnership Act, 2008, having LLPIN ACQ-8649 and registered office at M.R AJAPPAN PILLAI VEED, 1582/20 PUHTUCHI, Kudappanakunnu, Thiruvananthapuram, Thiruvananthapuram, Kerala, India, 695043 (the “Firm”, “we”, “us”, or “our”), collects, uses, processes, stores, and protects personal data through its website and platform (“Platform”).
This Policy is issued in accordance with applicable Indian law.
For the purposes of applicable data protection law, the Firm acts as a Data Fiduciary.
By accessing, registering on, or using the Platform, you consent to the collection and processing of personal data in accordance with this Policy. If you do not agree, you must not use the Platform.
1. Applicability
This Policy applies to:
- Website visitors
- Registered users
- Participants in evaluation programs
- Individuals entering proprietary trading engagements
- Any individual interacting with the Platform
2. Consent
2.1 Personal data is collected with the User’s consent or as otherwise permitted under applicable law.
2.2 Consent may be provided electronically at the time of registration, submission of forms, participation in programs, or use of the Platform.
2.3 Users may withdraw consent by written request to the contact details provided below, subject to contractual and legal limitations.
2.4 Withdrawal of consent may result in restriction, suspension, or termination of access to certain services.
3. Information We Collect
The Firm may collect the following categories of personal data, as necessary:
3.1 Personal Identification Information
- Full name
- Date of birth
- Email address
- Mobile number
- Residential address
- Government-issued identification details (including PAN, where legally required)
3.2 Financial and Tax Information
Where applicable:
- PAN details
- Bank account details
- Tax identification information
- Payment and payout details
The Firm does not store complete debit or credit card numbers.
3.3 Technical and Usage Information
- IP address
- Device information
- Browser type and version
- Operating system
- Login timestamps
- Platform interaction data
3.4 Trading and Platform Activity Data
- Simulated trade inputs
- Performance metrics
- Risk parameters
- Evaluation history
4. Purpose of Data Collection
Personal data is processed only for lawful business purposes, including:
- User registration and account administration
- Administration of evaluation programs
- Management of proprietary trading engagements
- Payment processing and incentive payouts
- Compliance with legal and regulatory obligations
- Fraud detection and prevention
- Risk monitoring and system integrity
- Platform maintenance and improvement
The Firm does not sell personal data.
5. Sensitive Personal Data
Where financial or tax information is collected, such information is processed in accordance with reasonable security practices as required under applicable law.
Such data is collected only where necessary for legitimate business or legal purposes.
6. Data Minimization and Accuracy
6.1 The Firm collects only such personal data as is reasonably necessary for specified lawful purposes.
6.2 Users are responsible for ensuring that information provided is accurate and up to date.
7. Data Storage and Retention
7.1 Personal data may be stored on secure systems maintained by the Firm or its service providers.
7.2 The Firm implements reasonable security practices and procedures as required under applicable law.
7.3 Personal data is retained only for as long as necessary to:
- Fulfill contractual obligations
- Comply with legal and regulatory requirements
- Resolve disputes
- Enforce agreements
Data may be retained where required by law even after account closure.
8. Data Sharing and Third-Party Processors
Personal data may be shared with:
- Payment gateway providers
- Cloud hosting providers
- Technology service providers
- Professional advisors
- Government or regulatory authorities where required by law
Such sharing is limited to what is necessary for the stated purposes.
The Firm does not share personal data for third-party marketing resale.
9. Cross-Border Data Transfer
Personal data may be processed or stored outside India where service providers operate internationally. Such processing shall be subject to applicable law.
10. Data Security
The Firm maintains reasonable security practices and procedures as required under applicable law.
No electronic transmission or storage system can be guaranteed to be completely secure. The Firm does not guarantee absolute security.
11. Data Breach
In the event of a personal data breach, the Firm shall comply with applicable legal requirements.
12. User Rights
Subject to applicable law, Users may:
- Request access to personal data;
- Request correction of inaccurate personal data;
- Withdraw consent where processing is based on consent;
- Submit grievances regarding data processing.
Certain data may be retained where required by law.
Requests may be submitted to the Grievance Officer below.
13. Cookies and Tracking
The Platform may use cookies and similar technologies for operational, analytical, and security purposes.
Users may disable cookies via browser settings; however, certain functionality may be affected.
14. Payment Handling
Payments may be processed through third-party payment gateways. The Firm does not store complete card details and is not responsible for failures or errors attributable to third-party payment systems.
15. Minors
The Platform is not intended for individuals under 18 years of age.
16. Policy Modifications
The Firm may update this Privacy Policy from time to time. Updated versions will be published on the Platform. Continued use of the Platform constitutes acceptance of the revised Policy.
17. Grievance Officer
In accordance with applicable law, the Firm appoints:
Name: Aswin R K
Email: [●]
18. Governing Law
This Privacy Policy shall be governed by the laws of India.